Tenor |
Rate w.e.f 01.05.2025 |
RoI for below
Rs.100 lakh |
RoI for Rs.100 lakh and above |
7 to 14 days |
3.00% |
3.00% |
15 to 29 days |
3.00% |
3.00% |
30 to 45 days |
3.00% |
3.00% |
46 to 60 days |
4.50% |
4.50% |
61 to 90 days |
4.50% |
4.50% |
91 to 179 days |
4.50% |
4.50% |
180 days to 269 days |
4.50% |
4.50% |
270 days to less than 01 year |
5.50% |
5.50% |
01 year |
6.75% |
6.75% |
Above 01 yrs to less than 2 yrs |
6.50% |
6.50% |
02 yrs to up to 3 yrs |
6.50% |
6.50% |
Above 03 yrs to less than 05 yrs |
6.40% |
6.40% |
05 yrs to up to 10 yrs |
6.50% |
6.50% |
Term Deposit-NRE (Minimum Deposit Rs.1 Lakh) |
Tenor |
RoI for below Rs.100 Lakh |
RoI for Rs.100 Lakh and above |
01 yrs to less than 3 yrs |
4.75% |
3.50% |
03 yrs to less than 5 yrs |
4.65% |
3.50% |
5 yrs to up to 10 yrs |
4.65% |
3.50% |
Additional Interest |
Senior Citizens (For all Tenure) |
0.50% |
NIL |
Staff (For all Tenure) |
1.00% |
Senior Citizen Staff (For all Tenure) |
1.50% |
Premature Penalty |
For All |
1.00% |
Interest Rate on Savings Bank Deposits |
For all Amounts |
2.75% |
Interest Rate on Special Term Deposits |
SL |
Name of Scheme |
RoI |
Detailed information of scheme |
1 |
UPGB Tax Saver scheme w.e.f. 01st May 2025 |
Minimum 5 Year to Maximum 10 Year |
As per RoI applicable on TD for tenor of 05 yrs to up to 10 yrs. (Currently 6.50%) |
- Eligibility- Individual or HUF (exclusion- Firm, Company, Trust, Club/Societies)
- Type of Deposit-FDR,RIRD/MIP/QIP
- Minimum Deposit amount Rs. 500/- and thereafter in multiples of Rs.100/- only and Maximum Rs.150000/-.
- Additional interest as per category applicable.
- At maturity Auto Renewal into 01 year FDR applicable.
- Interest earned on Tax Saver FDR is taxable.
|
No additional interest for senior citizen, staff etc. is applicable on bulk deposits in the category of Rs.100 lakhs and above.
